Chime credit builder without direct deposit

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Raise your age of accounts: The older your accounts, the better.Reduce your credit utilization: Signing up for Kikoff gives you access to a $750 line of credit to make purchases from Kikoff.We’ll report each of your payments to Equifax and Experian. Build monthly payment history: Use your Credit Account to finance a purchase from Kikoff and make monthly payments without interest or fees to build your payment history.Credit Account - this is our primary product: a revolving line of credit designed to address the 3 key factors of your credit score: payment history, credit utilization, and age of accounts.

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Our products are designed to target the 5 major credit score factors. Kikoff is a credit-building service designed to help you build credit safely and responsibly.

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